NEW YORK — For Americans 30 and under choosing a health care plan — many for the first time — there is no shortage of moving parts to consider.
For keeping costs low for younger consumers who habitually make the lowest incomes, accepting a high-deductible plan in exchange for lower monthly premiums (or payments) might be the way to go. After all, the 30-and-under demographic isn’t only the youngest section of the workforce, it’s also the healthiest, and accepting some elevated risk of using high health care plan deductibles can make good sense.
To find the best option, Harley Gordon, co-founder of Agent Review, a Bellevue, Washington, online insurance agent reviewer, advises the younger generation to focus on the “three H’s”:
Measure your current health. Do you get sick a lo...Read More